Can I buy car hire excess insurance if I am under 21 years old?

The MoneyMaxim car hire excess insurance service now offers policies to drivers from the age of 18. Run a quote and you can be insured in minutes

It is becoming easier for younger people to hire a car abroad. Many locations across Europe such as in Spain, for example, offer car hire to younger drivers. And now younger drivers can find cover when it comes to car hire excess insurance too.

The good news is that the MoneyMaxim panel can cover drivers from 18-85 on their car hire excess insurance policy and you can see full details when you compare your options through our car hire insurance comparison service. Please make sure you have entered your age correctly when completing your search to be sure you have a policy that is right for you.

The policy can cover excesses up to £7,500 as well as being able to reimburse policyholders for the cost of damage to the underbody, roof, wheels, tyres and glass up to the policy limits.

Do be aware that drivers do need to have at least one years experience behind the wheel.

Additionally there are some restrictions for those hiring within the UK (an overstay is required so they are not suitable for day trips here. Read the policy wording carefully to check the requirements here.

Bear in mind that some car hire companies may require younger hirers to pay additional charges which could include the compulsory purchase of their own cover. This is also likely to be the case if the driver does not have a credit card they can use at the car hire desk.

This content was last reviewed on 11/10/2023

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