What is covered by the Theft insurance included in the car rental price?

The price of the car hire can include theft waiver as a separate cover.

Unlike a normal car insurance policy, hire vehicles are not covered for both accident and theft under the same policy. Theft Waivers cover the theft of your hire car, or damage resulting from a theft, but almost always an excess will be applied meaning the first part of any claim remains the responsibility of the person hiring the car. So you would face a bill if your hire car was stolen.

This often means the car hire firms seek separate excess insurance for Theft Protection and Damage Waiver. Theft excesses can be even larger than Damage excesses. We have seen family cars with theft excesses of £3,000 in Italy in the past.

Independent Car Hire Excess Insurance policies such as those available through our comparison service cover the excesses applicable on both the Collision Damage Waiver and the Theft Protection elements of your car rental- normally at a far far lower cost compared to that of car hire firms' policies.

Compare car hire insurance prices with MoneyMaxim

If you have any queries do call a member of the MoneyMaxim car hire insurance team on 0118 321 8197

This content was last reviewed on 11/10/2023

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